AI co-pilot for underwriters

From 3 bonds a day
to 20.

An underwriter writes about 3 bonds a day because most of the day goes on preparation. Surely is the co-pilot that does the preparation: documents, public record, risk analysis and a scored opinion. The underwriter makes the decision.

Book a demo How Surely works
Under a minute
to read 10 to 15 documents
31
trusted sources on every file
21
checks on every bond
How Surely works

Surely prepares the file. The underwriter decides.

Documents and QC

The contractor's documents are read and checked: right company, right year, right document.

Data sources

The public record is collected from 31 trusted sources: company details, insolvency and tribunals, courts, debarment and enforcement, charges on assets, defaulters, credit ratings, news.

Risk analysis

21 checks across capital, liquidity, earnings, track record and standing, against your own limits. Red flags from the public record sit beside them.

Surely Score and Opinion

One score out of 100, worked out with your weights, and a written opinion: favourable or not, with key risks and strengths. Ready as a PDF.

Recommend and send for approval

The underwriter accepts or declines with a note. A bond above their limit goes to a senior for approval. Every step is recorded.

Why Surely

The whole bond case, from every angle.

Surely puts the case together and presents it to the underwriter: capital, liquidity, earnings, track record, standing, the public record and the bond itself.

Risk information from 31 trusted sources.

17 are government registers, courts and regulators, read from the publisher with no data vendor in between. Red flags are shown on the file, with the source named beside each one.

Your rules, on every bond.

You choose the checks, the limits and the weights. Surely applies them the same way to every bond, whoever is at the desk. The decision stays with the underwriter.

Data and security

Your data is kept separate, encrypted and in India.

A database per insurer

No data shared between insurers.

Hosted in India

AWS Mumbai. Other Indian cloud providers can be explored on request.

Encrypted throughout

At rest and in transit.

Controlled access

Two-factor login. No default staff access.

Audit trail

Every login, access and change recorded.

Aligned to
DPDP Act 2023 IRDAI Cyber & Information Security Guidelines ISO 27001 practices
Book a demo

See Surely on a file you have already decided.

Give us a contractor you have assessed. We run it through Surely and you compare the result with your own decision.